Best Bank Switching Offers July 2024: Get £185 Cash & Free Cinema Tickets

Published on

July 2, 2025

July’s Best Bank Switching Deals: Earn Cash & Free Perks

Switching your bank account has never been more rewarding. With the Current Account Switch Service (CASS), millions have moved their accounts effortlessly – transferring money, direct debits and standing orders in just 7 working days. This July, banks are competing with cash bonuses up to £185 and free cinema tickets to attract new customers.

Why Switch Your Bank Account?

✔ Free cash bonuses (up to £185 available)
✔ Exclusive perks like cinema tickets & travel insurance
✔ Better interest rates on savings & overdrafts
✔ Improved customer service from modern digital banks
✔ Guaranteed smooth switch with CASS protection

July 2024’s Top Switching Offers

1. £175 Cash + Free Movies (NatWest/RBS)

£175 free cash when switching
2 free cinema tickets per month for 12 months
Must deposit £1,250/month & use mobile banking
Switch deadline: 4th July 2024

2. £185 Welcome Bonus (First Direct)

£185 cash after switching
1 year free £250 overdraft
7% regular saver account available
Must pay in £1,000 within 3 months

3. £150 + 1% Cashback (HSBC)

£150 switching bonus
1% cashback on bills (up to £50/year)
Must deposit £1,500/month
Offer ends 25th July 2024

What to Consider Before Switching

Minimum pay-in requirements (typically £500-£1,500/month)
Direct debit transfers (some require 2+ active payments)
Credit checks (most banks perform soft searches)
Long-term value beyond the initial bonus

How the Switching Process Works

Choose your preferred bank & offer
Apply for new account (online/in-branch)
Authorise the switch via CASS
All payments move automatically in 7 days
Receive your cash bonus (usually within 28 days)

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